The American Express® Gold Card doesn’t have the same built-in travel and purchase protections as the Chase Sapphire Reserve, but it’s still a solid option for anyone who travels and dines out frequently. You can use the points you earn with your Gold Card to book travel directly through American Express, or you can transfer them out to a variety of hotel and airline loyalty programs. Like the Chase Sapphire Reserve, the American Express® Gold Card earns solid transferable points and has good bonus categories. You can partially offset the annual fee by taking advantage of a $10 monthly statement credit when you dine at certain restaurants or through Seamless, Grubhub or a handful of other vendors (enrollment required). The Gold Card has a $250 annual fee and charges no foreign transaction fees. You can earn a 60,000-point welcome bonus after spending $4,000 in the first six months of card membership. (including takeout and delivery), 3x points on flights booked directly with airlines or on and 1x points on other purchases. You’ll also earn 4x points at restaurants in the U.S. supermarkets, after which you will earn 1x points. With the Gold Card, you’ll earn 4x points on up to $25,000 in annual purchases at U.S. The American Express® Gold Card is a close second in our roundup of the best cards with no foreign transaction fees. Receive the benefits of Trip Cancellation/Interruption Insurance, Lost Luggage Insurance, Auto Rental Collision Damage Waiver and more.Receive an application fee credit of up to $100 for either Global Entry or TSA PreCheck® Receive complimentary Priority Pass™ Select Membership to 1,300+ airport lounges after an easy one-time enrollment.One-to-one point transfer to leading airline and hotel loyalty programs.Points are worth 50% more with Pay Yourself Back, during the current offer when you redeem for statement credits against purchases already made in select rotating categories.Points are worth 50% more when redeemed through Chase Ultimate Rewards for Travel.Earn 3 points on all other travel and when you dine at restaurants worldwide (including takeout and eligible delivery services), and receive 1 point per dollar spent on everything else Earn a total of 5 points on air travel and a total of 10 points on car rentals and hotels when you purchase through Chase Ultimate Rewards immediately after you spend the first $300 on travel purchases annually.Receive a $300 travel credit each anniversary year to reimburse you for travel purchases charged to your card.When you redeem your points for travel through Chase that equals $900! Earn 60,000 points when you spend $4,000 on purchases in the first 3 months.
All of this makes the Chase Sapphire Reserve a great card for travelers looking to avoid foreign transaction fees. You also have the option to transfer points to a variety of hotel and airline partners. You can convert them into cash back or even use them through Chase’s own travel portal, which gives you a 50% bonus on each point. One major perk of the Chase Sapphire Reserve is the versatility of how you can redeem points. One attractive feature of the card is its built-in travel and purchase protections, which can help save you money if things go awry. You can earn a great signup bonus when you get the card. Not only does the Chase Sapphire Reserve charge no foreign transaction fees, it’s also one of the best travel cards on the market. If you’re looking for a card that doesn’t charge foreign transaction fees, you’re likely someone who’s on the road and out of the country quite a bit. You’ll also get up to $100 in statement credits for Global Entry or TSA PreCheck® every four years. The Chase Sapphire Reserve has a $550 annual fee, which is largely offset if you claim the card’s $300 annual travel credit. You can also earn a 60,000-point early spending bonus for using your card for $4,000 in purchases over your first 3 months. If you spend your points on travel using the Chase travel portal, you’ll receive a 50% bonus on each point. Earn 3 points on all other travel and when you dine at restaurants worldwide (including takeout and eligible delivery services), and receive 1 point per dollar spent on everything else. Cardholders earn 5x total points on air travel and 10x total points on car rentals and hotels when purchased through Chase Ultimate Rewards immediately after you spend the first $300 on travel purchases annually. The Chase Sapphire Reserve is our top pick among credit cards that boast no foreign transaction fees.
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